Credit Card Churning Expert 
For both the frequent traveler and the occasional vacationer, leveraging a hotel-branded credit card can significantly enhance your travel experience. Among the myriad of hotel chains, Hilton stands out with its diverse portfolio of 19 brands encompassing a wide array of property types and price tiers such as DoubleTree, Embassy … Read More
The American Express Platinum Card is one of the most highly-used and sought-after credit cards in the world. I’ve got one myself, and it is my go-to card for almost all purchases, almost solely for the associated Amex Platinum benefits. The Platinum Card from American Express is much more than … Read More
Credit card churning is a popular strategy used by savvy consumers to earn rewards, cash back, and other benefits from credit card companies. The concept involves opening and closing credit card accounts in order to take advantage of sign-up bonuses, promotional offers, and other perks. While this approach can be … Read More
Offers in your mailbox. Solicitations in your email. Ads pop up in your social media feeds and interrupt your favorite TV shows. Every day, millions of us are bombarded with information from credit card companies promising low interest rates and lucrative rewards. They offer everything from airline miles and retail … Read More
Does traveling around the globe, at little to no cost, sound like a good deal to you? I’m John, owner slash writer of Credit Card Churning, and I certainly think it does! Credit card churning is a fun and unique way to earn points, miles, cash back, and other travel … Read More
If you fly Delta frequently, having a co-branded Delta credit card in your wallet is advantageous. While the Delta SkyMiles Gold American Express Card is popular, two more costly and beneficial cards may be worth considering for one substantial benefit: an annual Delta companion certificate. These Delta companion certificates work … Read More
If Delta is your airline of choice (it’s mine), carrying one or more Delta-branded credit cards can earn you handsome rewards on future flights. However, with a half-dozen card options from brand partner American Express to choose from, it can be challenging to determine which is the best Delta credit … Read More
We hear about credit scores constantly. In the media, when shopping for a home or car loan, in conversation with financial advisors, and even when applying for some jobs. Yet most of us aren’t exactly sure how our credit score is determined, or how to improve credit score numbers. For … Read More
With every consumer reward or incentive program, it’s usually just a matter of time before someone figures out how to exploit it. Credit card-based rewards systems are no exception. But there are some savvy spenders out there who manage to push these incentives to the limit and even turn a … Read More
Credit Card bonuses and rewards programs have a history as long as credit itself. Businesses as far back as 1793 provided coins for customers that frequented their stores that could be collected and traded in for items in the store. Since then, credit companies have added more extravagant rewards including … Read More