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Best Hilton Credit Card Options for Churning | 2023 Update

If you frequently travel for work or pleasure, you can multiply your benefits by carrying a hotel-branded credit card. Among major hotel chains, Hilton offers perhaps the broadest range of property types and price points—including DoubleTree, Embassy Suites, Hilton Garden Inn, Homewood Suites, and Hampton Inn—and more than 5,000 properties … Read More

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Ultimate Guide: Delta Companion Certificate, 2023 Update

If you fly Delta frequently, having a co-branded Delta credit card in your wallet is advantageous. While the Delta SkyMiles Gold American Express Card is popular, two more costly and beneficial cards may be worth considering for one substantial benefit: an annual Delta companion certificate. These Delta companion certificates work … Read More

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Best Delta Credit Card Options for Churning | 2023 Update

If Delta is your airline of choice (it’s mine), carrying one or more Delta-branded credit cards can earn you handsome rewards on future flights. However, with a half-dozen card options from brand partner American Express to choose from, it can be challenging to determine which is the best Delta credit … Read More

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How To Improve Credit Score: The Ultimate Guide For 2023

We hear about credit scores constantly. In the media, when shopping for a home or car loan, in conversation with financial advisors, and even when applying for some jobs. Yet most of us aren’t exactly sure how our credit score is determined, or how to improve credit score numbers. For … Read More

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Manufactured Spending: A 2023 Comprehensive Churning Guide

With every consumer reward or incentive program, it’s usually just a matter of time before someone figures out how to exploit it, and credit card-based rewards systems are no exception. But there are a few savvy spenders out there who manage to push these incentives to the limit and even … Read More

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Potential Credit Card Churning Risks For 2023 and Beyond

Credit Card bonuses and rewards programs have a history as long as credit itself. Businesses as far back as 1793 provided coins for customers that frequented their stores that could be collected and traded in for items in the store. Since then, credit companies have added more extravagant rewards including … Read More

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Is It Worth It? A Strong Credit Card Churning Guide For 2023

Surely you have seen the ads and commercials with attractive celebrities promising high rewards with credit cards. They ask you what’s in your wallet, and tell you that, with a specific credit card, you’ll always be earning. But are you, really? When it comes you credit card churning, you can … Read More