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Ultimate Guide: Delta Companion Certificate, 2024 Update

If you fly Delta frequently, having a co-branded Delta credit card in your wallet is advantageous. While the Delta SkyMiles Gold American Express Card is popular, two more costly and beneficial cards may be worth considering for one substantial benefit: an annual Delta companion certificate. These Delta companion certificates work … Read More

Guide to Amex Platinum Benefits for 2024: $5,000+ in Value

The American Express Platinum Card is one of the most highly-used and sought-after credit cards in the world. I’ve got one myself, and it is my go-to card for almost all purchases, almost solely for the associated Amex Platinum benefits. The Platinum Card from American Express is much more than … Read More

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Pros and Cons of Churning Credit Cards: Early 2023 Update

Credit card churning is a popular strategy used by savvy consumers to earn rewards, cash back, and other benefits from credit card companies. The concept involves opening and closing credit card accounts in order to take advantage of sign-up bonuses, promotional offers, and other perks. While this approach can be … Read More

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About Churning: Learning How To Travel For Free In 2023

Offers in your mailbox. Solicitations in your email. Ads pop up in your social media feeds and interrupt your favorite TV shows. Every day, millions of us are bombarded with information from credit card companies promising low interest rates and lucrative rewards. They offer everything from airline miles and retail … Read More

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What is Credit Card Churning? The Ultimate Guide For 2023

Does traveling around the globe, at little to no cost, sound like a good deal to you? I’m John, owner slash writer of Credit Card Churning, and I certainly think it does! Credit card churning is a fun and unique way to earn points, miles, cash back, and other travel … Read More

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Manufactured Spending: A Comprehensive Guide For 2024

With every consumer reward or incentive program, it’s usually just a matter of time before someone figures out how to exploit it. Credit card-based rewards systems are no exception. But there are some savvy spenders out there who manage to push these incentives to the limit and even turn a … Read More

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Potential Credit Card Churning Risks For 2023 and Beyond

Credit Card bonuses and rewards programs have a history as long as credit itself. Businesses as far back as 1793 provided coins for customers that frequented their stores that could be collected and traded in for items in the store. Since then, credit companies have added more extravagant rewards including … Read More

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Is It Worth It? A Strong Credit Card Churning Guide For 2023

Surely you have seen the ads and commercials with attractive celebrities promising high rewards with credit cards. They ask you what’s in your wallet, and tell you that, with a specific credit card, you’ll always be earning. But are you, really? When it comes you credit card churning, you can … Read More