Effective September 2, 2026
creditcardchurning.net makes its money one way: display advertising through Google AdSense. There are no credit card affiliate links on this site, and no issuer pays for placement, ranking or a recommendation. This page says so plainly, and sets out the rules that would apply if that ever changes.
Affiliate links
There are none. No link on this site pays a commission if you apply for a card, open an account or buy a product. If that changes, this page will say so and every affected page will carry its own notice.
Display advertising
Pages may carry display ads served by advertising networks. Advertisers do not see drafts, do not assign topics, and do not learn what we write before you do.
Credit card offers
No issuer compensates this site for placing an offer. Offer details, bonus amounts, fees and terms come from the issuer’s published materials at the time of writing and change without notice, so the application page you land on is always the controlling version.
The rules we follow anyway
Coverage is not for sale. Cards and strategies appear here because the topic earns its place in the guides, never because a partner paid for the mention. Plenty of pages on this site recommend against products that would pay us.
Compensation never changes a number. Fees, bonus values, and risk warnings read the same whether or not a link pays.
Disclosure stays current. This site launched without active affiliate relationships. As partnerships are added, this page and the affected pages will say so plainly.
Questions about any of this are welcome at hello@creditcardchurning.net or through the contact page.