Where points become trips: Chase and Amex transfer partners, ratios, sweet spots, and the trifecta card setups that keep both balances growing between bonuses. Every ratio and award price on these pages carries the month it was checked, because transfer bonuses rotate monthly and award charts move without notice.
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Transfer partners: Chase, Amex, Citi, Capital One, Bilt.
Sweet spots: Avios, Flying Blue, Virgin Atlantic, KrisFlyer, all of them ranked.
Trip guides: Japan, Europe, Hawaii, the Maldives, an African safari.
How redemptions work: finding award space, surcharges, transfer bonuses, the Hyatt chart.
Hotel programs: Hyatt, Hilton, Marriott, IHG.
Delta: the companion certificate, finding eligible fares, SkyMiles sweet spots.
IHG points are worth about 0.5 cents each, the lowest of the major hotel currencies, which changes how you should earn them and where you should spend them.
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Marriott is mid-transition from its 8-category award chart to dynamic pricing, so the old category numbers no longer predict what a night will actually cost you.
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SkyMiles has no award chart and prices against cash, so the value sits in short domestic hops that can fall to roughly 5,000 miles one way.
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A Delta companion certificate needs a paid seat in a specific fare class, which is why a 2026 search showing no award space can still end up working.
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The Delta companion certificate comes with the Delta SkyMiles Reserve and Platinum Amex cards.
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The 7 airline programs the guides document, ranked by redemption value: Avianca leads with zero-surcharge premium cabins, Avios owns the cheap short hops.
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Transferable bank points reach 8 hotel programs at wildly uneven ratios. The map of which transfers earn their keep, and the arithmetic for deciding.
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The same premium seat can carry wildly different fees depending on the program. How to read the charge, and see it, before any points move.
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The sweet spot guides say what an award should cost. This is the part that comes first: the 4-step search order, why the operating carrier is the record, and how to tell real space from phantom space before a single point moves.
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Several times a year a bank pays 20 to 40 percent extra to move points to a specific partner. How the bonuses work, the ranges each bank has actually run, and the division that decides whether waiting beats booking.
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