The best way to earn Hyatt points is the World of Hyatt Card, at $95 with an annual free night at a Category 1 to 4 hotel, plus Chase Ultimate Rewards cards that transfer to Hyatt at 1 to 1 (Sapphire Reserve) or 4 to 3 (Sapphire Preferred, Ink Business Preferred). Hyatt points are the most valuable hotel currency, often worth 1.7 to 3 cents each, and shine at Category 4 and up. Figures are as of 2026; confirm current terms and welcome offers at the issuer.
Best cards for Hyatt points, compared
| Card | Annual fee | Rewards | Best for |
|---|---|---|---|
| World of Hyatt Card (Chase) | $95 | 4x Hyatt, annual free night at Category 1 to 4, Discoverist status | Hyatt loyalists |
| Chase Sapphire Preferred | $95 | Transfers to Hyatt at 4 to 3 since October 1, 2026, plus a low-fee entry to Chase points | Flexible points into Hyatt |
| Chase Sapphire Reserve | $795 | Transfers to Hyatt at 1 to 1, premium travel perks | Heavy travelers |
| Chase Ink Business Preferred | $95 | Transfers to Hyatt at 4 to 3 since October 1, 2026, does not add to 5/24 | Business owners |
Top pick: World of Hyatt Card
Its annual free night at a Category 1 to 4 hotel usually covers the $95 fee, and you can earn a second free night after $15,000 in annual spend. Figures are current as of 2026. Confirm the current welcome offer at the issuer before you apply.
Which card fits you
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Pick the World of Hyatt Card if you stay at Hyatt: the annual free night usually covers the $95 fee, and you can earn a second free night after spending $15,000 in a year.
Pick a Chase Sapphire or Ink card if you want flexible points you can move to Hyatt (1 to 1 from the Sapphire Reserve, 4 to 3 from the Sapphire Preferred or Ink Business Preferred), which is best for Category 4 and up.
Who it fits and who it does not
Hyatt points fit travelers who value the program’s small but high-value award chart. The World of Hyatt award chart runs from Category 1 to 8, roughly 3,000 to 75,000 points a night as of the May 2026 update.
Risk and eligibility
The World of Hyatt Card and the Chase cards count toward Chase 5/24. Award pricing shifts with the chart, so confirm current category and point costs at Hyatt before you book.
Program news, October 2026. Bilt moves its Hyatt transfers to 4:3 on January 1, 2027, so after that date both Bilt and the Sapphire Preferred transfer at 4:3 and only the Sapphire Reserve keeps 1:1. Hyatt also started free online points sharing on October 15, 2026, which lets a household combine balances before booking. See the Hyatt guide for the partner changes.
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FAQ
What is the best card for Hyatt points?
The World of Hyatt Card for Hyatt loyalists, because its annual free night covers the fee, plus a Chase Sapphire or Ink card, which transfers Chase points to Hyatt at 1 to 1 from the Sapphire Reserve or 4 to 3 from the Sapphire Preferred and Ink Business Preferred.
How do you transfer Chase points to Hyatt?
Hold a Chase Sapphire Reserve (1 to 1), or a Sapphire Preferred or Ink Business Preferred (4 to 3 since October 1, 2026), and transfer Ultimate Rewards to Hyatt in your Chase account. Transfers are best used for Category 4 and higher stays.
How much are Hyatt points worth?
Hyatt points are among the most valuable hotel currencies, often worth 1.7 to 3 cents each, with the best value at higher categories. Confirm current award pricing at Hyatt.
Does the World of Hyatt Card count toward 5/24?
Yes. The World of Hyatt Card is a Chase card and counts toward your 5/24 total, so plan your application order.
Last reviewed October 2026. We verify every rule, ratio, and figure against issuer terms and current reporting, and date each one. See our editorial standards for how we research and correct guides.
We re-check these guides as issuer rules and award charts change. 2 ways to follow along, no account needed.