Effective June 10, 2026
This policy describes what creditcardchurning.net collects, why, and the choices you have. The short version: we run a content site, we do not ask for sensitive information, and the data that does flow comes from analytics, advertising, and anything you choose to email us.
Information we collect
Automatically. Like most websites, our servers and analytics tools record standard technical data: IP address, browser type, device type, pages visited, and referring URLs. We use Google Site Kit and associated Google Analytics services for aggregate traffic measurement.
From you. If you email us, we receive your address and whatever you include. We do not operate accounts, logins, comments, or newsletters at this time; if that changes, this policy will be updated first.
We never request card numbers, account numbers, Social Security numbers, or credentials of any kind. Do not include them in correspondence.
Cookies and advertising
The site may use cookies for analytics and, if display advertising is active, advertising partners such as Google AdSense may set cookies to serve and measure ads, including personalized ads where your settings allow them. You can control personalized advertising through Google Ads Settings and limit cookies entirely through your browser settings; the site remains fully readable with cookies blocked.
Affiliate links
Some pages may contain affiliate links, described in our affiliate disclosure. Affiliate partners may use cookies to attribute applications or purchases. We receive aggregate reporting, never your application details.
How we use information
To operate and improve the site, to understand which guides readers use, to respond to correspondence, and to meet legal obligations. We do not sell personal information, and we do not share it except with the service providers above acting on our behalf.
Data retention and your rights
Analytics data is retained on the default schedules of the tools above. Email correspondence is kept as long as it remains useful for the purpose you sent it. Depending on your state of residence, you may have rights to access, delete, or opt out of the sale or sharing of personal information; requests to hello@creditcardchurning.net will be honored to the extent the law requires and usually beyond it.
Children
The site is written for adults making credit decisions and is not directed at children under 13. We do not knowingly collect information from them.
Changes
Material changes to this policy will appear on this page with a new effective date.