Updated July 2026. Free, no signup, nothing leaves your browser.
Add each card you carry, with the month you opened it and its annual fee. The planner returns your current 5/24 count, a 30-month view of when older cards stop counting, the next annual fees coming due, and what the portfolio costs you in fees each year. The rules behind the math are in the Chase 5/24 guide, and you can decide what to do with each card using the keep-or-cancel calculator.
How the planner works
The planner uses the same 5/24 math Chase does. A card counts from the month you opened it until 25 months later, then it ages off. The 30-month outlook projects your count forward so you can see exactly when a slot frees up. Annual fees renew on each card’s anniversary month, so the fee calendar reads the open month you enter and projects the next renewal for every card that has a fee.
Frequently asked questions
How does the planner count 5/24?
It counts every card you enter with an open month in the past 24 months, the same way Chase does across all banks. A card opened in March 2024 counts through March 2026 and stops counting in April 2026, 25 months out. Leave out business cards that your issuer keeps off your personal credit report, since those do not add to 5/24.
When will my annual fees hit?
Each card’s annual fee renews on the anniversary of the month you opened it. The planner shows the next due month for every card that has a fee, flags any due within three months, and sums what the whole portfolio costs you each year so you can plan downgrades before a renewal posts.
Is anything I type saved or sent anywhere?
No. The planner runs entirely in your browser. Nothing is uploaded, stored, or shared, and reloading the page clears everything. It is a calculator, not an account.