Best-of guides

The best Delta SkyMiles credit cards for 2026 compared, from the no-fee Blue to the $650 Reserve, with fees, checked-bag and companion perks, and who each fits.

A plain guide to the best Marriott credit cards for 2026, from the no-fee Bonvoy Bold to the premium Bonvoy Brilliant, with fees, free nights, and who each card fits.

For a first card the Discover it Cash Back is the easiest win: no annual fee, 5 percent rotating categories, and Discover matches all the cash back you earn in your first year.

For most people the best cash back card is the Wells Fargo Active Cash, a flat 2 percent on everything with no annual fee.

For most churners the Chase Ink Business Preferred is the best business card, at 3x on travel, shipping, advertising, and internet up to $150,000 a year, earning transferable Chase points, for a $95 fee.

The best airline credit card is the one for the airline you fly most, because the value is in free checked bags, priority boarding, and a path to elite status on that carrier.

For most people the best no annual fee card is the Wells Fargo Active Cash, a flat 2 percent on everything.

For most people the Amex Gold is the best dining card, at 4x points on restaurants worldwide plus about $424 in credits against its $325 fee.

For most people the World of Hyatt Card is the best hotel card, because its annual free night at Category 1 to 4 hotels can be worth $250 to $400, far more than the $95 fee, and Hyatt points stretch the furthest.

For most people the Capital One Venture X is the best travel card, because a $300 travel credit and 10,000 anniversary miles bring its real cost near zero while it earns 2x on everything and includes lounge access, all for a $395 fee.