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United Quest Card Benefits (2026)

By John Bourscheid · Updated October 2026 · 3 min read
Part of: Chase and best cards
Quick answer

The United Quest from Chase has a $350 annual fee and earns up to 10x total miles on United flights, 2x on other travel, dining, and select streaming, and 1x on everything else. It gives free first and second checked bags for you and a companion, a $200 annual United travel credit, a 10,000-mile award discount each anniversary, and more. Confirm the current fee and welcome offer at Chase.

What the United Quest earns

Category Rate
Annual fee $350
United flights Up to 10x total miles, including MileagePlus
Travel, dining, select streaming 2x miles
Everything else 1x mile
Checked bags First and second free for you plus a companion
Anniversary $200 United travel credit and 10,000-mile award discount

The perks and details

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This card carries real perks for a mid-tier co-brand. You get free first and second checked bags for the cardholder and one companion on the same reservation, a $200 annual United travel credit, a 10,000-mile award flight discount each anniversary, a Global Entry or TSA PreCheck credit, and a set of expanded 2026 credits for hotels, rentals, and more. It is a Chase card, so it counts toward 5/24. Confirm the current perks at Chase.

The fee math

The fee is $350. The $200 travel credit, the 10,000-mile award discount, and two free checked bags for two people can more than cover it for anyone who flies United a couple of times a year. If you rarely fly United or will not touch the credits, skip it. Confirm the current fee and any welcome offer at Chase.

Compare the United cards

See how the Quest compares with the Explorer and Club cards.

See the best United cards

Status in 2027. Per United’s MileagePlus update of October 13, 2026, 2027 Premier status is points-only: Silver 6,000 PQP, Gold 12,000, Platinum 18,000 and 1K 32,000. The Quest earns PQP on spending up to 18,000 a year, enough for Platinum on card spend alone, and holding an eligible United card by December 31, 2026 adds 5% starter PQP if you qualify for 2027 status.

Who it fits and who it does not

It fits a regular United flyer who checks bags and will use the annual travel credit and award discount. It fits less if you rarely fly United, or if you are near your Chase 5/24 limit and would rather save the slot. Confirm current terms at Chase.

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Planning a trip? United and its Star Alliance partners fly to Japan; see how to book Japan with points.
Sources for the October 21, 2026 update. 2027 status rules and the Quest’s 18,000 PQP cap from United’s MileagePlus update of October 13, 2026.

FAQ

What is the United Quest annual fee?

$350. Confirm the current fee and any welcome offer at Chase.

Does the United Quest give free checked bags?

Yes, a free first and second checked bag for the cardholder and one companion on the same reservation. Confirm current terms at Chase.

Does the United Quest count toward Chase 5/24?

Yes, it is a Chase card and counts toward 5/24. Confirm current rules with our 5/24 guide and at Chase.

How this guide is kept current

Last reviewed October 2026. We verify every rule, ratio, and figure against issuer terms and current reporting, and date each one. See our editorial standards for how we research and correct guides.