Updated August 2026. Free, no signup, nothing leaves your browser.
Pick any airline or hotel program and see which transferable currencies reach it, at what ratio, with the sweet-spot note from our issuer guides. The data comes from the 5 transfer partner guides on this site (Chase, Amex, Citi, Capital One, and Bilt) and was last verified June 2026, with updates through October 21, 2026.
Reading the results: the ratio is points-in to miles-out, so 5:4 means 1,000 points become 800 miles. Reduced-ratio transfers are rarely worth it unless the destination chart is exceptional. Strategy per issuer lives in the source guides: Chase, Amex, Citi, Capital One, and Bilt.
FAQ
Which issuers transfer to World of Hyatt?
Bilt at 1:1, and Chase at 1:1 from the Sapphire Reserve or 4:3 from the Sapphire Preferred and Ink Business Preferred, as of October 2026. No Amex, Citi, or Capital One path exists, which is most of the argument for holding a Chase or Bilt currency.
Are transfer ratios always 1:1?
No. Chase and Bilt run 1:1 nearly everywhere; Amex, Citi, and Capital One mix 1:1 with reduced ratios like 5:4, 1:0.8, and 4:3 on specific programs. The finder shows each one.
How current is this data?
Extracted from our 5 issuer guides. The full set was last verified in June 2026; the Chase to Hyatt ratios, Citi to Japan Airlines and Bilt to Amtrak were updated on October 5, 2026, and Bilt to JetBlue and the coming Bilt to Hyatt 4:3 on October 21, 2026. Partner lists move a few times a year, and the source guides carry the dated history.