The World of Hyatt Card, a Chase card, charges $95 and gives an annual free night at a Category 1 to 4 hotel, automatic Discoverist status, and 4x on Hyatt, up to 9x with base points. You can earn a second free night after $15,000 in spend. Figures are as of 2026; confirm current terms and welcome offers at the issuer.
What the World of Hyatt Card earns
| Category | Rate |
|---|---|
| Hyatt purchases | 4x points (up to 9x with base points) |
| Dining, airline tickets, transit, gyms, and local transit | 2x points |
| Everything else | 1x points |
The credits and perks
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The card gives an annual free night at a Category 1 to 4 Hyatt hotel, which can be worth well above the $95 fee, plus a second free night after you spend $15,000 in a calendar year. It includes automatic World of Hyatt Discoverist status and helps toward higher status with qualifying nights each year. It has no foreign transaction fees.
The fee math
The math is simple: one annual free night at a Category 4 hotel often runs $150 or more in cash, more than covering the $95 fee. Frequent Hyatt guests get even more from the status and the second free night. If you rarely stay at Hyatt, skip it. Confirm the current award chart and categories at Hyatt.
World of Hyatt Card
Earn rates, credits, and the fee are current as of 2026. Confirm the current welcome offer at the issuer before you apply.
October 2026 program changes. Hyatt points can now be shared online between members (up to 525,000 sent and 525,000 received a year, per the World of Hyatt terms). The American Airlines partnership is ending (Hyatt-side earning stops after December 31, 2026), and a new Delta partnership is due in the coming months. The full detail sits in the Hyatt award chart guide.
Who it fits and who it does not
The World of Hyatt Card fits Hyatt loyalists who value the program’s high-value award chart. It does not fit someone who splits stays across many chains, who is better off with flexible Chase points that transfer to Hyatt at 1 to 1 from a Sapphire Reserve or 4 to 3 from a Sapphire Preferred.
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FAQ
Is the World of Hyatt Card worth it?
For Hyatt guests usually yes: one annual free night at a Category 1 to 4 hotel often exceeds the $95 fee, plus you get Discoverist status and can earn a second free night after $15,000 in spend. Confirm current terms at Chase.
How do you earn a second free night on the World of Hyatt Card?
Spend $15,000 on the card in a calendar year to earn a second free night at a Category 1 to 4 Hyatt hotel, on top of the annual free night. Confirm current thresholds at Hyatt.
Does the World of Hyatt Card count toward Chase 5/24?
Yes. The World of Hyatt Card is a Chase card and counts toward your 5/24 total, so plan your application order.
Last reviewed October 2026. We verify every rule, ratio, and figure against issuer terms and current reporting, and date each one. See our editorial standards for how we research and correct guides.
We re-check these guides as issuer rules and award charts change. 2 ways to follow along, no account needed.